Understanding the Future of Graduate & Professional Student Financing
Federal Grad PLUS loans will be eliminated starting July 1, 2026. Learn what this means for you, share your perspective, and explore strategies to fund your education.

Empower Your Graduate & Professional Student Journey with Trusted Insights
Understand the changes, what others are thinking, and graduate funding options to smarter financial decisions for your entire degree.
What Changed & Why It Matters
Federal Grad PLUS loans currently provide more than $13 billion each year to graduate and professional students. Their elimination means MBA, JD, MD, DDS, OD, DVM, and other students could face funding gaps of $70,000–$250,000 over their degree.
Student Voices
Your experience matters. How will the Federal Grad PLUS elimination affect your education? Share your story and hear from other graduate & professional students navigating the same challenges.
Your Options Now
Even without Federal Grad PLUS, you still have options. Explore the pros and cons of federal loans, private loans, scholarships, assistantships, and employer tuition support. Assess which paths may work best for your situation.

Blog
Explore our blog for expert articles, insightful research, and practical tips to guide graduate & professional students in funding their education.
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Data & Research Insights
Our analysis shows how Federal Grad PLUS elimination reshapes graduate student borrowing. We translate complex data into clear insights you can use to plan your path forward.

Borrowed through Grad PLUS in 2024–25

Graduate students relied on Grad PLUS

Typical funding need per student
Empowering Graduate & Professional Students with Funding Insights
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“I’m thinking about not finishing law school.”
Second Year Law Student
Midwestern Law School